One Insurance · A brand of IFRC Insurance

Clear choices. Cover for what matters.

Compare accredited insurance plans for travel, health, motor, cargo and more — get a quote online and receive your policy digitally in minutes.

From ₱299Comprehensive protection per trip

Underwritten by:Pacific Cross · Oona · Malayan

Licensed by Insurance Commission · Lic. 2024/01-R

Our products

Cover for every journey, asset and business.

Pick a product to compare plans from verified underwriters and apply online.

Emergency medical cover, trip delays and baggage protection for domestic and international trips.

Medical and hospital coverage for individuals, families and senior citizens.

Compulsory third-party liability cover required for LTO vehicle registration.

Protection for goods and cargo in transit by sea, air or land.

Cover for construction projects, contractors’ equipment and engineering risks.

Mandatory and specialized lines for unique business and regulatory requirements.

Curious who backs our plans? Meet our providers →

Why One Insurance

Regulated by the Insurance Commission (Lic. 2024/01-R) and underwritten by Pacific Cross, Oona and Malayan.

Quote, pay and receive your e-policy and official receipt in minutes — no branch visits, no paperwork.

Round-the-clock claims and emergency hotlines printed on every Certificate of Cover.

Get covered in minutes — or join our network and sell One Insurance products to your own clients.